Mr. Nomad Numbers

We are a couple who travel the world and want to inspire people to think differently about the life they can design for themselves through our journey.

How to never pay ATM fees while traveling abroad

Today we are going to talk about some of those nasty fees you occur while traveling when withdrawing foreign currency. We found a solution that has helped us save about 2.5% of our money withdrawn by ATM which would’ve been eaten up by an ATM “transaction” fee – that’s $25 for every $1000 withdrawn so it adds up! We’d much rather put that money towards a special dinner in Thailand than pay bank fees. With this solution we don’t have to worry about which ATM to use and how much cash to take out since all ATM fees will get credited back to our bank account at the end of the month. And best of all, this solution is entirely free for everyone in the US! If you’re not a US resident, we have an alternative solution for you too. Let’s dig into our ultimate ATM hack!

By Mr. Nomad Numbers, ago

[Interview #004] Embracing Nomadic Travel from early retirement at age 50

I connected with Marcia through our Facebook community and felt that her early retirement story would be worth sharing with our readers. What I like about Marcia is that unlike our previous guests, she isn’t a blogger which can make her more relatable to most people reading our blog.

Marcia and her husband are both from Vancouver, Canada. They retired from their jobs in January 2018, at ages 49 and 51 respectively. Two weeks after their last day of work, they packed their bags and flew to Thailand, to spend the next 10 months traveling throughout Asia. They explored different parts of Thailand, Bali, Singapore, Malaysia, Laos, Cambodia, Vietnam, and Japan, before returning back to Vancouver to spend the Christmas holidays. In 2019 they returned to Thailand for the first 2½ months (yup, they love it there) of the year but then decided to take a different approach and visit parts of Europe for the remainder of the year. So far, they’ve hit up France, Italy, Cyprus, and Portugal and before the year is up, will also go to Spain and return to different cities in Italy and France before heading home in December.


By Mr. Nomad Numbers, ago

Black Friday/Cyber Monday deals on our Travel Essentials (2019 Edition)

As aspiring minimalists, we don’t extensively buy stuff and rather focus on experiences. Our ‘deals’ lately have looked like $1.50 Pad Thai, a $5/hour massage and a free swim in perfect blue ocean waters. However, we are savers that love a good deal and if there is an essential we needed to buy anyways, Black Friday sales are a good time to make that thoughtful purchase.

In case you were planning on purchasing items we’ve mentioned in our packing list posts in the past, we’ve pulled together a list of items that are currently discounted during Black Friday/Cyber Monday.

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By Mr. Nomad Numbers, ago

[Interview #003] Lifestyle Design: Experiment Perpetual Nomadic Life

Wendy is a Taiwanese-American that living in her 6th country (so far!). Besides Taiwan and the US, where she spent 12 and 11 years, respectively, Wendy also lived 2 years in Cameroon, 2 years in the UK, 6 years in China and now Vietnam. Each place has definitely had a significant impact on the person she has become.

She took the plunge to step off of the corporate grind when she realizes the one more year syndrome was too easy to repeat. When her husband’s new job offer came in lower than expected, they took this as a sign to seize the moment, and try out full-time travel. From their year, they learned that financial freedom doesn’t need to mean never working again.

By Mr. Nomad Numbers, ago

Destination Report: Kotor – Part One: What to do, see, eat and avoid

For the final stop of our 4 months journey in Europe, we stayed in Kotor Montenegro. We picked Montenegro over its more popular neighbor Croatia because it’s got beautiful scenery (check out the view from our apartment below) and is not as busy or pricey. While we stayed only 2 out of the 4 weeks we initially planned, we really enjoyed it and would really recommend it as a lesser known gem. Let’s go explore Kotor!

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By Mr. Nomad Numbers, ago

[Interview #002] Fully Appreciating Life Through Slow Travel

We stumbled upon Ali & Alison’s journey through their instagram feed and we immediately connected with them. They are like-minded people that decided to embrace nomadic living as part of their lifestyle and this is why we decided to reach out to them to write this interview.

Both Ali & Alison grew up in the US and met each other in 2004 in Seattle, Washington. Back in Seattle their typical day revolves around work since they were both gone for their jobs 50-60 hours per week.

They had their wake up call when Alison ran their numbers against the typical FIRE calculation of 25x annual living expenses in July of 2017 and realized they had reached their financial independence number. By becoming nomadic they can now separate themselves from their career-focused lives and the urge to participate in lifestyle inflation. They have taken their curiosity to explore new places, which used to be funneled into a vacation just once every 2 years, and made that into their full-time lifestyle.

By Mr. Nomad Numbers, ago

[Interview #001] Becoming Nomadic Through Real Estate investment

We were introduced to Emily & James by our friend Jessica (@TheFioneers). We later learned about their incredible journey and had to reach out to them to share it. While we felt that retiring from a regular job in our mid-30s was a good achievement, wait until you hear how James and Emily leveraged geo-arbitrage, an aggressive real estate investment strategy and a positive mindset to become financially free in their 20s. They had a really clever way to reach early retirement… well earlier.

By Mr. Nomad Numbers, ago

Our Top 5 Airbnb Stays Around the World

For the past 18 months of our nomadic journey, we basically lived full-time in AirBnB apartments apart from visiting family. That means a total of 17 AirBnBs in 17 cities and 8 countries. That’s a lot of bookings, making ourselves at home and enjoying beautiful places. Since our stays aren’t just a quick weekend but our homes for at least a month, we want to make sure our apartments are not just good but amazing! We prioritize level of comfort, the location, an awesome kitchen, ideally a view and of course the budget we want to stay within. 

We’ve gotten so good at finding temporary homes that we share our best tips to find the best and most affordable AirBnB homes in our ultimate Airbnb money-saving guide. 

In this article, we will be going over our top 5 AirBnB homes along with many pictures and of course the cost. Accomodation is one of the big three expenses categories people have (along with food and transportation) but it can also be quite affordable to live in beautiful places. The same quality of apartments in San Francisco, where we were living before, would have been ridiculously expensive. Are you ready to see some of our amazing homes around the world? 

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By Mr. Nomad Numbers, ago

Why long-term travel is the best health insurance plan you can get

Being long time travelers can be a wonderful thing, especially if we decide to travel with purpose. It can also be a lifestyle philosophy that can cost you less than the cost you are currently paying to stay at home. But when we shared with people that we traveled the world for less than $30K during our first year and that we only spent $8 to pay for healthcare insurance, they were wondering if this number was bogus or if we have decided to entirely opt out of healthcare insurance.

In this article, we will add some clarification and dig into the large topic of health care insurance. We will explain (1) how we got coverage in California in 2019 for $1 per person and per month, (2) what insurance we decided on for year 2, (3) why we think our health care costs are going to be a fraction of what they are in the US (even if we pay out of pocket) and (4) why we believe that we (and most people) will be saving thousands of dollars each year by avoiding the US healthcare system. Ready to talk about health care? 

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By Mr. Nomad Numbers, ago