This page contains our latest credit card deals that we use for ourselves to help us save tens of thousands of dollars each year in travel expenses. If you want to learn more about traveling for (almost) free as we do, check out our ultimate guide to travel rewards.
Updated with our latest offers as of January 2024.
Disclaimer: we may be compensated when you click on or are approved for offers provided on this page.
Our offers at a glance
| Link to Offer | Minimum Spent | Bonus + Cash equivalent (1) | Annual fee | Expiration Date |
|---|---|---|---|---|
| C.1 Link | $4,000 | 60,000 bonus rewards Cash equivalent: $1,200 | $95 | Early 2024 |
| C.2 Link | $4,000 | 75,000 bonus rewards Cash equivalent: $1,500 | Waived (1st year) | No Expiration |
| C.3 Link | $3,000 | 150,000 bonus rewards Cash equivalent: 1,260 | $95 | Summer 2024 |
| B.1 Link | $4,5000 | $50,000 bonus rewards Cash equivalent: $925 | $0 | Winter 2024 |
(1) We determine the cash equivalent value of a given offer by converting the bonus points using the monthly points valuation page provided by The Points Guy (TPG) website.
Our offers in details
For non-business owners
Offer C.1
We signed up for this offer of a 60,000-point bonus on a credit card that requires a minimum spend of $4,000 because it has a cash equivalent of $1,200 and comes with a $50 hotel credit, 5x points on travel, 3x point on dining, 3x point on streaming, a 10% anniversary point boost among other travel benefit. Keep in mind that this card has a $95 annual fee but no foreign transaction fees. To discover this offer, exclusively available for our readers click here.
(Note: We signed up for this offer in December 2023 )
Offer C.2
We signed up for this offer of a 60,000-point bonus on a credit card that requires a minimum spend of $3,000 because it has a cash equivalent of $600 and comes with a lot of goodies including up to $100 credit for Global Entry / TSA Precheck, your first checked bag free (for you & your companion), no annual fee (during the first year) and no foreign transaction fees. To discover this offer, exclusively available for our readers click here.
(Note: We signed up for this offer in June 2022)
Offer C.3
We signed up for this offer to get 3 Free Night Awards (up to a 150,000-point Total value or $1,260) that required a minimum spend of $3,000 because we enjoy once in a while 5-stars resorts!
(Read: How we booked 6 international one way tickets + 5 nights at a high-end resort in Fiji for $400).
This offer let your earn 6X points with Marriott Bonvoy BoundlessCredit Card, 10X points from Marriott for being a loyalty member, 1X points from Marriott with Silver Elite status as well as 3X points per $1 on the first $6,000 spent in combined purchases each year on gas stations/grocery stores/dining, 2X points per $1 spent on all other purchases. You also receive 15 Elite Night Credits per calendar year, automatic Silver Elite status each account anniversary year as a cardmember AND a Free Night Award every year after your account anniversary! What is not to love? Oh and of course, there is No Foreign Transaction Fees!
To discover this offer, exclusively available for our readers click here.
(Note: We signed up for this offer in September 2022)
For business owners
You don’t need to have a corporation to apply for a business card. Anything that you do for a profit can be considered a small business. Examples include: having an Etsy shop, being part of an affiliate program for your blog, selling books on eBay, driving Uber, tutoring students…
Offer B.1
We love this offer, because it is for a free card (ie. $0 annual fee) that has NO FOREIGN TRANSACTION FEES, which is a card we plan on keeping forever as we are always traveling. On top of that this offer come with a 50,000-point bonus (value at $925). To discover this offer, exclusively available for our readers click here.
