How to Travel for Free: Introduction to Credit Card Travel Rewards

Updated on June 6, 2025 to reflect latest rewards accumulated and available offers.

Credit card travel rewards — also known as travel hacking — have been a key part of our strategy for traveling the world affordably since we began full-time travel in 2018. Almost all of our long-haul flights are booked using points, saving us thousands of dollars each year. We even treat ourselves to the occasional 5-star hotel stay, thanks to credit card hotel rewards. In this guide, we’ll walk you through how travel rewards work, how to start using them effectively, and which cards offer the best value for beginners.

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Expense Tracking

This post is part of a “behind the scenes” series where we will share with our readers the tools, techniques, systems and processes that have helped us get to how we are living today.
For the second post of this series, I will be sharing how we track our expenses and developed a cost of living index that we use to share our travel expenses via our destinations reports or weekend guide articles.